Guiding Credit Unions To New Income

Full-Service Support for New Non-Interest Income

Northern Point Solutions rovides credit unions the ability to offer compliant Money Service Business Accounts, without all of the added overhead.
20+ years
MSB account expertise
24 hours
funds cleared
Zero
new staff to hire
What We Manage

We handle the hard part.

You focus on members, we'll handle the rest. MSB accounts are high-risk and cash-intensive. We take on the work that makes them hard, and leave you and your members with seamless service.

Licensing & Compliance

Tracking, monitoring, and reporting that keeps every account compliant with the regulations governing money services.

Accounting & Reconciliation

The daily back-office work – reconciliation, recordkeeping, and account management – handled by our team, not yours.

Cash Logistics

Pickups via wire transfer or armored courier, with funds cleared within 24 hours.

Shared Revenue

A tiered share of program income that grows alongside your deposits – income with minimal operational lift.
Credit Union Owned

Built by credit unions, for credit unions.

As a credit-union-owned CUSO, our incentives are aligned with yours – not a vendor's. We succeed when your program succeeds, which means we treat your members and your reputation the way you would.
  • A full team of specialists, so you add a program without having to add more staff.
  • Access to compliance and accounting expertise built over two decades.
  • New income for you, all the complexity managed by us.
Credit unions gain a new income stream while the operational complexity is managed entirely by us.
The Northern Point Solutions Model
New Income That Scales

Your share grows as deposits grow.

Your credit union participates in program net income through a tiered revenue share – so the return on the program increases as it matures.
Up to $1M
40%
share of net program income
$1M - $4M
50%
share of net program income
Above $4M
60%
share of net program income

Let us guide you through this.

The path forward is simpler than you'd expect. We'll walk you through onboarding step by step – no new staff, no operational headaches – just a clear route to new non-interest income.
Get In Touch With Us